Real Estate Calculators

Everything you need to plan your next move — mortgage payments, land transfer tax, CMHC insurance, and affordability.

Mortgage Payment

Land Transfer Tax

Ontario Land Transfer Tax
Toronto Municipal Land Transfer Tax
Total Land Transfer Tax

Estimate only, based on published Ontario and City of Toronto land transfer tax rates. Confirm exact figures with your lawyer before closing.

CMHC Insurance

Loan-to-Value Ratio
Premium Rate
Base Loan Amount
CMHC Premium
Total Mortgage (loan + premium)

Estimate only, based on CMHC's published premium rates and eligibility rules. Confirm exact figures with your lender.

Affordability

Stress Test Qualifying Rate
Max Monthly Mortgage Payment
Max Mortgage Amount
Max Home Price

Estimate only, based on standard Canadian GDS (39%) / TDS (44%) lending ratios and the federal mortgage stress test. Confirm exact figures with your mortgage broker or lender.